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FORUMS
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Helen Hannah
Joined:
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19-Feb-2007
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Started On : 11-Sep-2010 at 03:31:19 PM, #Views : 5967
Topic Subject : Returned cheque payment. |
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Dear Members.
I am writing to you for moral support and advice. Last week I made delivery of a piece of work for a lady, and took a cheque in payment. I know I was silly, but I didn't get the cheque guarentee number, as I have never had anyone not pay me in the past.
Well, I found out today that the cheque was stopped so I am not being paid for the work undertaken. I do have a deposit for half the cost which did clear, but I am still owed money, and I intend to get my payment. The work was good, one of my best so far.
I know that I need to write to the lady and advise her that if she does not pay within 28 days I will take her to the small claims court. I also know it is a criminal offence here in the UK to write a cheque you later intend to cancel, or to cancel a cheque for goods or services received even if the item if faulty (which in this case it is not). It is also an offence to write a cheque you know will not clear due to lack of funds in your account. So, I know this lady has not a leg to stand on. I found my information from the Citizens advice website.
However, I am wondering if anyone has advice or experiance they can offer me now, before I send out my first letter. I am not expecting her to reply, and almost think she will even refuse to sign for the recorded delivery letter I inted to post on Monday.
As a word of advice to the rest of you, it appears that in the UK at least, if you get a cheque guarente number written on the back of the cheque in your handwritting, and witness the person sign the cheque they can not ask the bank to cancel the cheque.
Regards
Helen
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